Valentine's Day Isn't About How Much Money You Spend.

Valentine's Day Isn't About How Much Money You Spend.

With a little imagination and creativity, you can make your sweetie happy without breaking the bank.

It's February, which means it's again that time of the year: the time to show your significant other exactly how much he or she means to you.  Depending on the relationship this can mean jewelry, lingerie, roses, chocolate, perfume or cologne, or a romantic dinner out. Whichever you choose, you can be certain that the price for these things goes up -- way up. In some, cities the price of roses doubles. And so, does the price of chocolates, if only because it is encased in a heart-shaped box.

In looking at the price of love infographic from Mint.com, Zales, Tiffany's, and Blue Nile make out the best from Valentine's Day spending, but Victoria's Secret, 1-800-Flowers, and FTD can't complain either I suppose. It's also interesting to note that it seems that Phoenix, Arizona is labeled the most romantic city -- as far as Valentine's Day spending goes. Closely behind is Houston, San Francisco, and Philadelphia. Even New York made the list.

That said, there are ways for you to save money on Valentine's Day while still making the grade with your significant other. If you're planning on buying roses, skip the online flower retailer. Yes, it is convenient, but you're paying plenty for that convenience. Instead, go to one of your local big-box stores. Walmart, Sam's Club, and Costco all have great floral departments where you can get quality roses on the cheap. Avoid delivery charges by delivery the flowers yourself.

Instead of going out to an expensive restaurant, buy a bottle of wine, a couple of lobster tails, and cook dinner yourself. Later, put on a Al Green CD and dance in the living room.

The most important thing to remember: Despite all the commercialism, Valentine's Day isn't about how much money you spend. With a little imagination and creativity, you can make your sweetie happy without breaking the bank.